Module 1 provides you with tools to coach people from a base of financial reality. 
In Module 1, you will learn how the Certified Financial Coach™ is able coach individuals by helping them bridge the gap between their "story" about money and the actions they need to take for real wealth. This starts by learning coaching skills and having specialized tools to help individuals move into a position to see the real numbers. As a trained Certified Financial Coach™ professional, you become skilled to coach individuals to look at and take action with their finances without blame, shame or guilt.
In Module 1, you learn coaching distinctions used by the Certified Financial Coach™ and you learn how to work with a person's financial reality -- using one of the the most sophisticated pieces of financial software developed for the consumer today -- the WHEN-Score™.
The WHEN-Score™ was developed over a period of years through the efforts of financial and software experts dedicated to developing a tool to fill a critical need to end confusion - the need for clarity -- ONE NUMBER -- ONE unbiased, integrated number to provide financial clarity for the average person . It was a massive undertaking and with it URSLA™ (the UNBIASED RETIREMENT 
SUSTAINABILITY LONGEVITY AGE) was developed . By knowing their URSLA™, an individual has one financial number that makes sense -- a measurement of the age to which a person's financial resources will last with a 90% probability given their savings, living situation, their debt, planning and actions they are taking today.
This number is important NOW -- especially for Baby Boomers. There is a 20 year window when the right financial strategies make the biggest impact for financial success. This unbiased, integrated URSLA™, THIS ONE NUMBER answers the need for clarity so people can end the confusion and MOVE FORWARD. The WHEN-Score is the original software to measure URSLA™.
So in this economy, why would people want to start looking at this number? You can find out what people are saying by clicking here. One thing is clear. You can't figure out where you are going until you know where you are. In this economy and with a future of over 77 Million baby boomers in the path to experience a retirement shortfall tsunami; people need help from a new kind of professional. People need help to move forward and people need clarity. The Certified Financial Coach™ provides both with coaching skills and sophisticated tools, one of which is the WHEN-Score™ .
The WHEN-Score™ was developed for use by the average person. It is quick, easy and gets the necessary job of providing the URSLA™ number -- usually within 20 minutes. The consumer version of the WHEN-Score™ measures a person's URSLA™. It provides the base - the one number that gives the person a solid footing on where they stand. From this a person can move forward. And from this number the average person is empowered to find the kind of help they need.
This is where a professional version of the WHEN-Score™ comes in. The professional version builds upon the consumer number, demonstrating the value a financial professional's products or services might bring to extend the URSLA™ number. With the URSLA, the consumer has a tool help measure the value financial and other professionals can bring to their financial life.
It is easy to learn about URSLA™ by clicking on MEET URSLA above, but here is a question. Why not move to the next step in your life by taking action to help yourself and help others while learning all the details about URSLA™ at the same time?
If you are thinking about becoming a Certified Financial Coach™ and are ready to learn about the application process click here.
If you are a financial professional wanting to know more about having a Certified Financial Coach visit you or providing Certification training in your firm, click here.
The cost breakdown for various WHEN-Score™ Professional licenses (professionals not part of the Certified Financial Coach licensing program) is listed here. Professionals with these certifications or licensing are able to build upon the URSLA™ number to demonstrate the value of their products and services. Financial Professionals are encouraged to learn more by clicking here.
LICENSE ORDER PROCESS (This license order form is for individuals enrolled in the Certified Financial Coach program and is provided at no cost to you for use in Module 1)
Fill out your license request here:
For this module you will be requesting the WS-Q license (designed specifically for coaching, counseling and education professionals) WS-Q licensees are qualified to use the WHEN-Score program by taking specific coursework provided through contractual agreement with WEALTH STRONG or through training provided by organizations such as the Institute of Consumer Financial Education.
If you are a financial professional enrolled in or considering the CFC-Pro or CFC-R program, you may order the WS-QP license (restrictions apply)
Order your license using these directions
You must type in MODULE ONE or FULL LICENSING PROGRAM in the top cell (or this request will not forward to the Registrar's office)
Fill out your First and Last Name
Choose the WS-Q or WS-QP Trial License
The WS-Q license if you are NOT a financial professional
If you are a financial professional, you may choose the WS-QP Trial License. This gi
ves you an understanding of all the software capacities for a fully licensed FINANCIAL PROFESSIONAL. You are, howePver, under contractual agreement NOT to manipulate professional input sections unless you are licensed or credentialed to work with people in that professional capacity.
Fill out the remaining input cells.
Hit submit.
Then follow the instructions that appear once the form is submitted.
*Participants in the full Certified Financial Coach licensing program receive their software license at no cost once licensed you have been awarded your license as a Certified Financial Coach. In the meantime, you receive a 60 day trial license which is constantly renewed each 60 days at no cost to you. Upon formal licensing, the software is yours to keep. If you are taking the program for continuing education credit or on a module by module basis, you will have the choice to purchase a license at the end of the training. You do not need to have a license to work with consumers who are able to purchase the WHEN-Score consumer version for as low as $4.95.